Properly managing our finances keeps us in the proper perspective for growth and success.

1. Get a handle on your finances
   1. Handle you finances the way you would want someone else to handle your money
   2. Make budgets
   3. Plan and track your spending
2. Best Practices
   1. Separate your income by percentages
      1. Allocate amounts based on historical percentages
      2. The income then dictates the allowable budget (don’t have it, can’t spend it)
   2. Don’t use credit cards and limit debt
      1. Plan purchases and save up
   3. Pay down existing debt
   4. Be prompt with payments

Key Questions:

1. Do you have your finances in order?

2. Do you have a budget?

3. What areas need improvement?

Take-Action Items:

1. Get you finances in order

2. Create a budget

3. Track your spending