Are your subcontractors carrying the right insurance?


  1. Insurance is complicated but an important aspect of risk management
    1. It protects our business
    2. It protects our employees and customers
    3. So does our subcontractor’s insurance protect us?
  2. Are your subcontractors properly covered?
    1. Many of us collect insurance certificates but do we review them
    2. Do we know what our subcontractors provide
    3. Do we know what they should provide
  3. Get the correct coverage and info from your subs
    1. Don’t just collect certificates for file filler
    2. Review and require the right coverages
      1. Talk with your carrier
      2. Review your contracts
    3. Start collecting, reviewing and tracking your sub insurance

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