Do you have the proper insurance coverage for your operations?
- Importance of insurance
- The usual – minor accidents, theft, damage, etc.
- Catastrophic issues
- Protection from others – lawsuits, etc.
- Construction has a lot of added parts and uniqueness
- Different parts of coverage like Auto / Inland Marine / Completed Opps / E&O / Etc.
- There are also riders people request and you should get as well
- Do you have the right carriers?
- Navigate the minefield
- Don’t go it alone – unless you are just starting out, seek out an experienced agent
- Get an agent that really understands construction
- Do a full audit of your operations to make sure you are covered, check annually
When was the last time you checked your insurance?
Does your agent know construction?
Are you covered properly?
If you can’t answer yes to the opening question then get an audit done
Find an agent that knows construction
Contact me if you need any help with this